Mortgage refinance allows homeowners to trade their current mortgage rates for better, less expensive rates. Through this process, homeowners can secure reduced monthly payments, lower interest rates, and better loan terms, tapping into home equity to make significant financial decisions,…

The purpose of a will is to outline a person’s assets and properties and then distribute them to loved ones after their death. The purpose of a trust is to give power to a legal representative who holds assets and…

When you come into money through a legal settlement or award, you need a structured settlement plan to help you distribute payments over a certain period. While some people opt for lump-sum payments, you get more bang for your buck…

Investing in precious metals is one way to diversify a retirement portfolio and plan for financial success through one of many venues. However, investment is only as good as the gold dealers, as they must be reputable and reliable, understand…

Have you ever considered investing in gold and precious metals? Unlike traditional investment companies that promote stocks, bonds, and mutual funds, a gold IRA encourages investment in gold, silver, and platinum. Diversifying a retirement portfolio is a future financial investment,…

For homeowners, age 62 is the magic number, unlocking home equity like reverse mortgages for the retirement crowd. This option allows a homeowner to withdraw cash from home equity, paying the homeowner, unlike a traditional mortgage where the borrower pays…